California Consumer Privacy Act (CCPA) Compliance

Last Updated: 11/21/24

At Credit Resurrectors (“we,” “us,” “our”), we respect and prioritize your privacy rights and are committed to complying with the California Consumer Privacy Act of 2018 (CCPA). This notice outlines the rights of California residents (“you,” “your”) regarding the collection, use, disclosure, and sale of their personal information and provides instructions on how you can exercise those rights.

1. Personal Information We Collect

Under the CCPA, “personal information” refers to information that identifies, relates to, describes, or could reasonably be linked to a particular individual or household. Credit Resurrectors may collect the following categories of personal information:

Categories of Personal Information We Collect:

Identifiers: Name, email address, phone number, mailing address, IP address, and other contact details.
Commercial Information: Records of services purchased, obtained, or considered.
Internet Activity: Browsing history, search history, and interactions with our website or advertisements.
Geolocation Data: General location information derived from your device or IP address.
Inferences: Profiles or preferences derived from your interactions with our website, services, or marketing activities.

We collect personal information directly from you (e.g., forms submitted on our website) and indirectly through tracking technologies such as cookies and similar tools. We do not collect sensitive personal information unless voluntarily provided for credit restoration services.

2. How We Use Your Personal Information

We use your personal information for the following business and commercial purposes:

To Provide Services: Evaluate your credit situation, assist with credit restoration, and process your requests.
To Improve Services: Analyze user behavior to enhance website functionality and service quality.
Marketing and Promotions: Send you relevant information about our services, with your consent.
Security and Fraud Prevention: Detect and protect against fraudulent or illegal activity.
Legal Compliance: Comply with applicable laws and respond to regulatory or government requests.

3. Selling Personal Information

We do not sell your personal information as defined under the CCPA.

We may, however, share your personal information with trusted third-party service providers who assist us in delivering services (e.g., payment processors, IT services, or marketing platforms). These third parties are contractually obligated to use your information only for the purposes outlined by us and not for their own purposes.

If we ever decide to sell personal information in the future, you will be notified in advance and provided with the opportunity to opt-out.

4. Your CCPA Rights

As a California resident, you have the following rights under the CCPA:

Right to Know:

You can request that we disclose the following information:

The categories of personal information we collect.
The categories of sources from which we collect your personal information.
The business or commercial purposes for collecting personal information.
The categories of third parties with whom we share personal information.
The specific pieces of personal information we have collected about you.

Right to Delete:

You can request that we delete personal information we have collected, subject to certain exceptions, such as:

Completing a transaction or fulfilling a contractual obligation.
Complying with legal requirements or regulatory obligations.
Detecting or protecting against fraud or security incidents.

Right to Opt-Out of Sale:

Although we do not sell personal information, if this practice changes in the future, you will have the right to opt-out.

Right to Non-Discrimination:

You have the right to equal service and pricing regardless of whether you exercise your CCPA rights. We will not deny you services, charge different prices, or provide different levels of service for exercising these rights.

5. How to Exercise Your CCPA Rights

If you are a California resident and wish to exercise any of the rights listed above, you may submit a verifiable consumer request by:

Emailing us at: [email protected]

To process your request, we may need to verify your identity. Verification may involve:

Providing your name, email address, or other identifying information.
Responding to a verification email or phone call.

You may also designate an authorized agent to submit a request on your behalf. If you do so, we require written proof that the agent has your permission to act for you.

We aim to respond to verifiable requests within 45 days. If additional time is needed, we will notify you of the extension and provide an explanation.

6. Changes to This CCPA Compliance Notice

We reserve the right to update this CCPA Compliance Notice to reflect changes in our practices or legal requirements. Updates will be posted on this page with the revised effective date.

7. Contact Us

If you have any questions, concerns, or feedback regarding this CCPA Compliance Notice or our privacy practices, please contact us at:

Credit Resurrectors
Email: [email protected]