Privacy Policy

Last Updated: 11/21/24

At Credit Resurrectors (“we,” “us,” “our”), we value your privacy and are committed to protecting your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our website (www.creditresurrectors.com), services, or otherwise interact with us.

By using our website or services, you acknowledge that you have read and understood this Privacy Policy. If you do not agree with the terms, please discontinue use of our website and services.

 

1. Information We Collect

We collect the following types of information:

Personal Information

When you use our services or submit forms on our website, we may collect the following:

• Full name
• Email address
• Phone number
• Mailing address
• Date of birth
• Social Security number or partial SSN (when necessary to process credit-related inquiries)
• Financial information (e.g., income, debts, or credit details)
• Any other information you voluntarily provide to help us evaluate your credit situation.

 

Non-Personal Information

Automatically collected information includes:

• IP address
• Browser type and version
• Device type and operating system
• Referring URLs
• Time and duration of your visit
• Pages visited and links clicked

 

Cookies and Tracking Technologies

We use cookies, pixel tags, and similar technologies to:

• Enhance website performance
• Personalize your experience
• Analyze traffic patterns
• Deliver tailored advertisements
  You can control cookie settings via your browser preferences, but disabling cookies may affect site functionality.

 

2. How We Use Your Information

We use your information for the following purposes:

1. To Provide Services:

   • Evaluate your credit situation and provide credit restoration services.
   • Communicate with you about your account, progress, or inquiries.

2. To Improve Services:

   • Analyze user behavior to optimize website performance.
   • Enhance the quality of our credit restoration services.

3. To Comply with Legal and Regulatory Obligations:

   • Adhere to credit reporting laws and regulations.
   • Verify your identity to prevent fraud or unauthorized access.

4. Marketing and Communication:

   • Send you information about services, promotions, or updates (with your consent).
   • Allow you to opt-out of marketing communications at any time.

 

3. Sharing Your Information

We do not sell or rent your personal information. We may share your data only under the following conditions:

1. With Your Consent:

   • When you explicitly agree to share your information for specific purposes.

2. With Service Providers:

   • We partner with trusted third parties (e.g., payment processors, IT support, credit bureaus) to deliver services. These providers are required to maintain confidentiality and use the information solely for agreed purposes.

3. For Legal Compliance:

   • To comply with legal obligations, subpoenas, court orders, or government investigations.

4. In Business Transactions:

   • In the event of a merger, acquisition, or sale of assets, your information may be transferred to the new entity.

 

4. Data Security

We implement stringent security measures to protect your personal information, including:

• Encryption of sensitive data during transmission (e.g., SSL certificates).
• Regular monitoring of systems for vulnerabilities and breaches.
• Restricted access to personal information to authorized personnel only.

However, no system can guarantee 100% security. We encourage you to notify us immediately of any unauthorized access to your account.

 

5. Your Rights and Choices

You have specific rights regarding your personal information:

1. Access and Correction:

   • Request access to your personal data and correct any inaccuracies.

2. Data Portability:

   • Request a copy of your personal data in a structured, machine-readable format.

3. Opt-Out of Marketing Communications:

   • Unsubscribe from promotional messages by clicking the link in the email or contacting us directly.

4. Data Deletion:

   • Request deletion of your personal data, subject to regulatory retention requirements.

To exercise your rights, contact us at [email protected].

 

6. Regulatory Compliance

 

Fair Credit Reporting Act (FCRA):

As part of our services, we may collect or access credit information under the FCRA. This information is used solely for legitimate purposes, such as evaluating your credit or assisting in disputes with credit reporting agencies.

 

Gramm-Leach-Bliley Act (GLBA):

We comply with the GLBA, ensuring your personal financial information is protected and only used as necessary to provide credit restoration services.

 

7. Children’s Privacy

Our services are not directed to individuals under the age of 18. We do not knowingly collect information from minors. If we become aware that information has been collected from a minor, we will delete it promptly.

 

8. Third-Party Links

Our website may link to external sites. We are not responsible for the privacy practices of these websites and encourage you to review their policies before providing personal information.

 

9. Changes to This Privacy Policy

We may update this Privacy Policy periodically. Changes will be posted on this page with the revised effective date. Your continued use of our website after updates constitutes your acceptance of the revised Privacy Policy.

 

10. Contact Us

If you have any questions or concerns about this Privacy Policy, or if you would like to exercise your rights, please contact us at:

Credit Resurrectors
Email: [email protected]